How to choose a new car insurance
A new car bought a hand, I was very happy, but the car insurance must be bought, but now the car insurance type is too many, many owners do not know how to choose a more cost-effective insurance type for the new car to buy, today Let's talk about the insurance that new cars need to buy. New cars do not need to buy insurance to answer everyone's doubts.
There is no need to buy the type of insurance: 1, scratch insurance: After the car has scratches to find insurance company compensation, in fact, ordinary Volkswagen car did not need to buy. The cost of scratch insurance is to gradually increase the amount of money, and it is also cheaper to pay for maintenance than to buy insurance. 2, self-ignition insurance: quality assurance period, if the auto-ignition, compensation from the manufacturers. It is not necessary for the new car to repeatedly make an insurance premium. Even if the owner spent the money, the insurance company is also not responsible. 3, Excluding exemption and insurance: Theft robbery is a basic insurance, so you can buy basic insurance, additional insurance is not necessary.
Buyable or unbuyable insurance: Theft is stolen. The car is stolen. After the alarm is found after a certain period of time, the insurance will compensate, but the other costs of the car will be deducted. The older the car, the less the insurance premium will be. It is recommended that new cars can buy this insurance.
Need to buy insurance: 1, pay strong insurance: As long as you buy a car, you have to buy, this is the state insurance. All cars must be bought, which is insurance that our country must purchase. 2, the three insurance: the third person's liability insurance. Accidents occurred and there was a third person for financial compensation. If an accident occurs too large, the insurance company can pay you a high excess. It is a very affordable kind of insurance. 3, car damage insurance: pay their own insurance is car damage insurance. If you have suffered a bruise, you will be scratched and scratched after a collision. It is flooded and these natural disasters suffer loss. 4. The basic insurance does not include exemption and insurance: The process of transferring 20 percent of the expenses borne by the owner to the insurance company is not to take out the exemption and insurance. Excluding the deductible compensation can be divided into basic insurance and additional insurance, excluding the exemption and insurance insurance are mainly three insurance, vehicle insurance and other basic insurance, they take effect independently; additional insurance for all cars to buy additional insurance effect.
The above is how we buy a new car today, what kind of insurance, reasonable and accurate purchase of your new car insurance, so you worry-free drive.
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