Consumer Credit Customer Information
Consumer Credit Customer Information
I. Consumer Credit Customer Conditions:
   1. Individual customers must have local permanent residence and fixed residence, aged 18-55 years old.
   2. The corporate client must be an independent legal entity that is registered in the local industry and commerce according to law.
Second, the consumer credit period:
   Generally can be divided into December , 18 months and 24 months
Third, consumer credit lines:
   Down payment ratio of 30% or more
Fourth, repayment methods:
   The monthly equal principal and interest repayment method is adopted, that is, the monthly repayment amount is fixed.
V. Information required for applying for consumer credit:
1. Individual clients: The couple’s identity card, account book, real estate license, marriage license, and driver’s license need to provide a driver's license, and the village committee, neighborhood committee, or work unit should provide proof of the family’s detailed residential address and income.
2. The guarantor is the same as above
   3 , corporate clients: company profile, business license (copy), organization code certificate (copy), tax registration certificate, loan card, legal person ID card, legal person identity certificate, the first two years and last month's financial statements.
Sixth, the vehicle requires the household:
   The purchased vehicle must be settled under the name of the lessee, and after the payment is paid off, the payment shall be transferred to the name of the lessee. After the expiration of the contract, if it needs to continue to settle under the name of the lessee, it will be negotiated separately.
VII. Vehicle purchase surcharges and insurance premiums :
   According to the invoice price, you can also pay according to the online inquiry, the second year of premium customers should be handed over to the lessor one month before the expiry.
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